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Certified 2024 BMW X5 xDrive40i AWD Premium w/ Driving Assist Pro SUV For Sale Charlotte NC

2024 BMW X5 xDrive40i AWD Premium w/ Driving Assist Pro
Hassle Free Price:
$55,000
Carfax Vehicle History Reports

Stock Number: 16087

Vehicle Location

Hi-Line Autohaus

(704) 532-9200
6411 E Independence Blvd Charlotte, NC 28212
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Key Info

Stock:
16087
VIN:
5UX23EU08R9U15551
Mileage:
28,216
Body:
SUV
Drivetrain:
AWD
Exterior:
Tanzanite Blue II Metallic
Interior:
Ivory White
Wheelbase:
117.1
Engine:
3.0L I6 DOHC 24V
Fuel Type:
Gasoline
Transmission:
8-Speed Automatic Sport
Doors:
4
HWY MPG:
27*
City MPG:
23*

Key Features

Apple CarPlay
Apple CarPlay
Blind Spot Monitor
Blind Spot Monitor
Bluetooth®
Bluetooth®
Brake Assist
Brake Assist
Heated Seats
Heated Seats
Heated Side Mirrors
Heated Side Mirrors
Keyless Entry
Keyless Entry
Memory Seats
Memory Seats
Navigation
Navigation
Panoramic Roof
Panoramic Roof
Parking Assist
Parking Assist
Power Seat
Power Seat
Power Windows
Power Windows
Rain Sensing Wipers
Rain Sensing Wipers
Rearview Camera
Rearview Camera
Remote Start
Remote Start
Roof Rack
Roof Rack
Satellite Radio
Satellite Radio
Security System
Security System
Side-Impact Air Bags
Side-Impact Air Bags
Stability Control
Stability Control
Sunroof / Moonroof
Sunroof / Moonroof

2024 BMW X5 xDrive40i AWD Premium w/ Driving Assist Pro Stock # 16087 Description

KBB Fair Market Range High: $66,886


ONE LOCAL OWNER, NOT A PREVIOUS RENTAL!


ORIGINAL MSRP $80,745! Nearly $13K in Options!


xDrive40i AWD


Premium Pkg


Parking Assist Pkg


Driving Assist Pro Pkg


harman/kardon Surround Sound


Adaptive Full LED Lights w/ Cornering Lights


Gesture Control


21-In Wheels


Illuminated Kidney GrilleCertification Program Details:
Deluxe Limited Warranty Coverage: 3 Months / 3,000 Miles (whichever occurs first) from date of sale (Deductible: $100)
2 Free Oil Changes
Roadside Assistance
Trip Interruption Assistance
Substitute Transportation Assistance
Multipoint Certified Inspection
A $795 value provided at no extra cost for clients who finance through our lender partners.
For specific details on coverage, limitations, and exclusions, please see a Hi-Line Autohaus sales professional
HI-LINE PRE-CERTIFIED
,
ONE OWNER
,
CARFAX CERTIFIED
,
FACTORY WARRANTY
,
NAVIGATION/NAV/GPS
,
BACKUP CAMERA
,
BLIND SPOT ASSIST
,
APPLE CARPLAY
,
ANDROID AUTO
,
SERVICE RECORDS AVAILABLE
,
VEHICLE INSPECTED
,
RECENT OIL SERVICE
,
COMPLETELY DETAILED
,
BLUETOOTH, Hands-Free
,
PORTABLE AUDIO CONNECTION
,
PANORAMIC SUNROOF/MOONROOF
, X5 xDrive40i AWD Premium w/ Driving Assist Pro, 4D Sport Utility, 3.0L I6 DOHC 24V, 8-Speed Automatic Sport, AWD, Tanzanite Blue II Metallic, Ivory White w/Extended Merino Leather Upholstery, Active Driving Assistant Pro, Active Park Distance Control, Adaptive Full LED Lights w/Cornering Lights, Alloy wheels, AM/FM Stereo, Apple CarPlay & Android Auto Compatibility, Auto High-beam Headlights, Brake Assist, Connected Package Pro, Driving Assistance Professional Package, Exterior Parking Camera Rear, Front Dual Zone A/C, Fully Automatic Headlights, Garage door transmitter, Gesture Control, harman/kardon Surround Sound System, Heated Door Mirrors, Heated Front Seats, Armrests & Steering Wheel, Hi-Fi Sound System, Highway Assistant, Illuminated Kidney Grille, Leather Steering Wheel, Live Cockpit Pro, Multi-Contour Seats, Navigation System, Parking Assistance Package, Parking Assistant Professional, Power moonroof, Premium Package, Rain Sensing Wipers, Rear Manual Side Window Shades, Remote Engine Start, SiriusXM w/360L, Split Folding Rear Seat, Sport Steering Wheel, Surround View w/3D View, Wheels: 21" x 9.5" Fr & 21" x 10.5" Rr Bi-Color, Wireless Device Charging.HI-LINE'S INTELLIGENT PRICING: Our experienced pricing team performs a vast amount of research when pricing our vehicles to ensure that you are purchasing the best vehicle at the lowest price! Our research includes, but not limited to condition, mileage, options, color, and availability of the other vehicles in the market place. We also utilize state of the art software and technology to compare our used cars with others in our market area in order to offer you the best deals available! Our Hi-Line Pre-Certified Vehicles must pass a rigorous inspection in our state-of-the-art service facility and are offered with a peace of mind 3-month/3,000-mile Deluxe warranty as well as 2 free oil changes within the first year, both of which are eligible for extension (offered as a benefits package to clients who utilize financing through one of our partner lenders for their purchase). All of our vehicles (excluding pre-auction and vehicles older than 10-years) have had an Ally exterior and interior protection applied for an additional cost of $995, which includes up to 10-years or 500,000 miles protection warranty. Please see dealer for details. Hi-Line Autohaus, where your search ends!


Serviced and Ready to go


Trades Accepted


World Class Financing Available


Nationwide Delivery to your Home or Office and Extended Service Co

2024 BMW X5 xDrive40i AWD Premium w/ Driving Assist Pro 4D Sport Utility Details

Model Overview
The X5 comes in one of four different configurations, each with their own drivetrain. Powering base models is a turbocharged 3.0L 6-cylinder engine making 375 hp. Power is sent to the rear wheels via an 8-speed automatic. The next trim level up uses the same engine, but instead sends power to all-four wheels. For those wanting a little more power, the top-of-the-line M50i is powered by a V8 twin-turbocharged 4.4L engine making 523 horsepower mated to an 8-speed auto. The hybrid xDrive45e is powered by a 3L turbocharged 6-cylinder engine combined with an electric motor that produces a combine horsepower of 389 horsepower. The hybrid has an all-electric range of 30 miles.
The base X5 sDrive40i may be at the bottom of the lineup, but it's far from sparsely equipped. It comes standard with 20-inch wheels, power folding and heated mirrors, a wood trimmed interior, Apple CarPlay, a 10-speaker sound system, SiriusXM satellite radio, a 14.9-inch touchscreen, multiple USB ports, cruise control, keyless entry, automatic climate control, a panoramic moonroof with a 2-piece glass panel, rain sensing wipers, a power liftgate, heated front seats and ambient lighting.

The X5 M50i has a more aggressive exterior, with body colored side skirts and wheel arches along with a more aggressive front fascia. It looks far more aggressive and sportier on the outside to go along with its more serious performance goods. In addition to the bigger engine, it also gets sportier suspension, 20-inch wheels and a rear limited slip differential tuned by BMW's M division. Handling is improved over other versions of the X5, and the M50i should be able to hit 60 mph in under 5 seconds.

The X5 M is powered by a 4.4L twin turbo V8 that's capable of 600 horsepower or 617 in the competition model. The X5 M rides on 21-inch alloy wheels with performance tires, has painted calipers and bigger brakes, sport bucket heated front seats, and a heated leather sport steering wheel.

Standard safety equipment includes front and rear parking sensors, a lane departure warning system, blind spot warning, forward collision mitigation, rear collision warning, a pedestrian detection system, a driver attention alert and a traffic sign information system.
Model Strengths
Roomy And Practical
Powerful Engine Options
Great Handling For An SUV
Smart Styling
Luxurious Features And Technology
Available All-wheel Drive
Model Changes
The BMW X5 gets a more powerful engine lineup and a refreshed exterior for 2024 while the X5 M carries over with minimal changes.
Model Value
With its starting price, the X5 is in direct competition with the Audi Q7 and the Mercedes GLE. The Audi, while providing lots of space, hasn't been redesigned since 2015 and is starting to show its age. Meanwhile the Mercedes GLE is, like the X5 a relatively new vehicle. However, the GLE is a far less sporty driving experience than the X5 and doesn't entertain the driver in the same way. The BMW X5 is able to provide true driving enjoyment in a class that usually doesn't do much to facilitate fun, making it pretty unique at this price point.
Mechanical
Engine: 3.0L DOHC I-6 24V Turbo
Transmission: 8-Speed Sport Automatic
3.39 Axle Ratio
GVWR: 6,360 lbs
Engine Auto Stop-Start Feature
Transmission w/Driver Selectable Mode and STEPTRONIC Sequential Shift Control w/Steering Wheel Controls
Full-Time All-Wheel
Hybrid Electric Motor
Towing Equipment -inc: Trailer Sway Control
Gas-Pressurized Shock Absorbers
Front And Rear Anti-Roll Bars
Electric Power-Assist Speed-Sensing Steering
21.9 Gal. Fuel Tank
Quasi-Dual Stainless Steel Exhaust w/Chrome Tailpipe Finisher
Permanent Locking Hubs
Double Wishbone Front Suspension w/Coil Springs
Multi-Link Rear Suspension w/Coil Springs
Regenerative 4-Wheel Disc Brakes w/4-Wheel ABS, Front And Rear Vented Discs, Brake Assist, Hill Descent Control, Hill Hold Control and Electric Parking Brake
Lithium Ion (li-Ion) Traction Battery
Exterior
Wheels: 20" x 9" V-Spoke (Style 738)
Tires: 275/45R20 All-Season
Runflat Tires
Clearcoat Paint
Express Open/Close Sliding And Tilting Glass 1st And 2nd Row Sunroof w/Power Sunshade
Body-Colored Front Bumper w/Metal-Look Rub Strip/Fascia Accent and Black Bumper Insert
Body-Colored Rear Bumper w/Metal-Look Rub Strip/Fascia Accent and Black Bumper Insert
Metal-Look Bodyside Insert and Black Wheel Well Trim
Aluminum Side Windows Trim and Black Front Windshield Trim
Body-Colored Door Handles
Body-Colored Power Heated Side Mirrors w/Driver Auto Dimming, Power Folding and Turn Signal Indicator
Fixed Rear Window w/Fixed Interval Wiper and Defroster
Deep Tinted Glass
Speed Sensitive Rain Detecting Variable Intermittent Wipers w/Heated Jets
Galvanized Steel/Aluminum/Composite Panels
Lip Spoiler
Metal-Look Grille w/Chrome Surround
Power Liftgate/Tailgate Rear Cargo Access
Tailgate/Rear Door Lock Included w/Power Door Locks
Auto On/Off Projector Beam Led Low/High Beam Auto-Leveling Auto High-Beam Daytime Running Lights Preference Setting Headlamps w/Delay-Off
Perimeter/Approach Lights
LED Brakelights
Headlights-Automatic Highbeams
Entertainment
Radio: AM/FM Stereo
Radio w/Seek-Scan, Clock, Speed Compensated Volume Control, Aux Audio Input Jack, Steering Wheel Controls, Voice Activation, Radio Data System and External Memory Control
Audio Theft Deterrent
Streaming Audio
Window Grid Diversity Antenna
SiriusXM w/360L -inc: 1 year platinum plan subscription
Hi-Fi Sound System
Apple CarPlay Compatibility
Bluetooth Wireless Phone Connectivity
2 LCD Monitors In The Front
Real-Time Traffic Display
Interior
Sport Seats
Power Front Seats
Heated Front Seats
12-Way Driver Seat -inc: Manual Cushion Extension
12-Way Passenger Seat -inc: Manual Cushion Extension
40-20-40 Folding Bench Front Facing Fold Forward Seatback Rear Seat
Manual Tilt/Telescoping Steering Column
Gauges -inc: Speedometer, Odometer, Engine Coolant Temp, Tachometer, Trip Odometer and Trip Computer
Power Rear Windows and Fixed 3rd Row Windows
Sport Leather Steering Wheel w/Auto Tilt-Away
Front Cupholder
Rear Cupholder
Compass
Proximity Key For Doors And Push Button Start And Smart Device Proximity Key
Interior Lock Disable
Valet Function
Power Fuel Flap Locking Type
Remote Keyless Entry w/Integrated Key Transmitter, 4 Door Curb/Courtesy, Illuminated Entry, Illuminated Ignition Switch and Panic Button
Remote Releases -Inc: Comfort Access Proximity Cargo Access
Garage Door Transmitter
Cruise Control w/Steering Wheel Controls
Dual Zone Front Automatic Air Conditioning
HVAC -inc: Underseat Ducts, Residual Heat Recirculation and Console Ducts
Illuminated Locking Glove Box
Driver Foot Rest
Interior Trim -inc: Metal-Look Interior Accents and Leatherette Upholstered Dashboard
Full Cloth Headliner
Leather/Metal-Look Gear Shifter Material
Sensafin Upholstery
Day-Night Auto-Dimming Rearview Mirror
Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination
Full Floor Console w/Covered Storage and 4 12V DC Power Outlets
Front And Rear Map Lights
Fade-To-Off Interior Lighting
Full Carpet Floor Covering -inc: Carpet Front And Rear Floor Mats
Carpet Floor Trim
Trunk/Hatch Auto-Latch
Cargo Area Concealed Storage
Roll-Up Cargo Cover
Cargo Space Lights
Memory Settings -inc: Door Mirrors and Head Restraints
FOB Controls -inc: Cargo Access, Windows and Sunroof/Convertible Roof
Tracker System
BMW Assist eCall
ConnectedDrive Services
Connected Package Pro
Wireless Device Charging
Navigation
Apple CarPlay & Android Auto Compatibility
Personal eSIM 5G
Driver / Passenger And Rear Door Bins
Power 1st Row Windows w/Front And Rear 1-Touch Up/Down
Delayed Accessory Power
Power Door Locks w/Autolock Feature
Driver Information Center
Redundant Digital Speedometer
Trip Computer
Outside Temp Gauge
Digital/Analog Appearance
BMW TeleServices
Power w/Tilt Front Head Restraints and Manual Adjustable Rear Head Restraints
Front Center Armrest and Rear Center Armrest
2 Seatback Storage Pockets
Lumbar Support
Perimeter Alarm
Immobilizer
4 12V DC Power Outlets
Air Filtration
Safety
Electronic Stability Control (ESC) And Roll Stability Control (RSC)
ABS And Driveline Traction Control
Side Impact Beams
Dual Stage Driver And Passenger Seat-Mounted Side Airbags
Parking Assistant Front And Rear Parking Sensors
Active Blind Spot Detection Blind Spot
Frontal Collision Warning w/City Collision Mitigation and Cross-Traffic Alert Rear
Lane Departure Warning
Collision Mitigation-Front
Driver Monitoring-Alert
Tire Specific Low Tire Pressure Warning
Dual Stage Driver And Passenger Front Airbags
Curtain 1st And 2nd Row Airbags
Airbag Occupancy Sensor
Driver And Passenger Knee Airbag
Rear Child Safety Locks
Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point and Pretensioners
Back-Up Camera
Features
Navigation
Navigation System
Connected Package Pro
Driving Assistance Professional Package
Parking Assistance Package
Premium Package
10 Speakers
AM/FM radio: SiriusXM with 360L
AM/FM Stereo
Apple CarPlay Compatibility
harman/kardon Surround Sound System
Hi-Fi Sound System
Radio data system
SiriusXM w/360L
Air Conditioning
Automatic temperature control
Front Dual Zone A/C
Rear window defroster
Head restraints memory
Lumbar Support
Memory seat
Power driver seat
Power steering
Power windows
Remote Engine Start
Remote Keyless Entry
Steering Wheel Mounted Audio Controls
Four wheel independent suspension
Speed-sensing steering
Traction control
4-Wheel Disc Brakes
ABS brakes
Dual front impact airbags
Dual front side impact airbags
Emergency communication system: BMW Assist eCall
Front anti-roll bar
Increased Top Speed Limiter
Knee airbag
Low tire pressure warning
Occupant sensing airbag
Overhead airbag
Power adjustable front head restraints
Rear anti-roll bar
Power moonroof
Brake Assist
Electronic Stability Control
Exterior Parking Camera Rear
Auto High-beam Headlights
Delay-off headlights
Fully Automatic Headlights
Panic alarm
Security system
Highway Assistant
Speed control
Adaptive Full LED Lights w/Cornering Lights
Auto-dimming door mirrors
Bumpers: body-color
Heated Door Mirrors
Illuminated Kidney Grille
Power Door Mirrors
Roof rack: rails only
Spoiler
Turn signal indicator mirrors
Active Driving Assistant Pro
Active Park Distance Control
Apple CarPlay & Android Auto Compatibility
Auto tilt-away steering wheel
Auto-dimming Rear-View mirror
BMW Assist eCall
BMW TeleServices
Compass
ConnectedDrive Services
Driver door bin
Driver vanity mirror
Front reading lights
Garage door transmitter
Genuine wood console insert
Genuine wood dashboard insert
Genuine wood door panel insert
Gesture Control
Illuminated entry
Leather Shift Knob
Leather Steering Wheel
Live Cockpit Pro
Outside temperature display
Parking Assistant Professional
Passenger vanity mirror
Personal eSIM 5G
Rear reading lights
Rear seat center armrest
Sport Steering Wheel
Surround View w/3D View
Tachometer
Telescoping steering wheel
Tilt steering wheel
Trip computer
Wireless Device Charging
Extended Merino Leather Upholstery
Front Bucket Seats
Front Center Armrest
Heated Front Seats
Heated Front Seats, Armrests & Steering Wheel
Multi-Contour Seats
Power Front Seats
Power passenger seat
Sensafin Upholstery
Split Folding Rear Seat
Sport Seats
Passenger door bin
Alloy wheels
Wheels: 20" x 9" V-Spoke (Style 738)
Wheels: 21" x 9.5" Fr & 21" x 10.5" Rr Bi-Color
Rear Manual Side Window Shades
Rain Sensing Wipers
Rear window wiper
Speed-Sensitive Wipers
Variably intermittent wipers
3.39 Axle Ratio
*HI-LINE PRE-CERTIFIED*
*ONE OWNER*
*CARFAX CERTIFIED*
*FACTORY WARRANTY*
*NAVIGATION/NAV/GPS*
*BACKUP CAMERA*
*BLIND SPOT ASSIST*
*APPLE CARPLAY*
*ANDROID AUTO*
*SERVICE RECORDS AVAILABLE*
*VEHICLE INSPECTED*
*RECENT OIL SERVICE*
*COMPLETELY DETAILED*
*BLUETOOTH, Hands-Free*
*PORTABLE AUDIO CONNECTION*
*PANORAMIC SUNROOF/MOONROOF*
Dealer FAQs

Can I get financed for an auto loan at Spruce Pine Chevrolet GMC?

Getting financed with us is fast and fun. Whether you’ve always enjoyed a sterling credit history, are currently working on improving your credit score even more, or this is your first time buying a car, you can count on the friendly experts at Spruce Pine Chevrolet GMC to make the whole process transparent and easy to understand. To learn more and get the ball rolling on the right loan for your unique financial situation, call 828-765-4234 or apply online now.

What is the financing process like at Spruce Pine Chevrolet GMC?

Easy and relaxed. Our primary goal is your total satisfaction, so we provide you with as much time and expert insight as you need to properly consider all of your loan options. This commitment to friendly, honest, and fair service is truly a breath of fresh air and ensures that you drive away happy, satisfied, and behind the wheel of the vehicle you've always wanted.

What are the steps in the financing process at Spruce Pine Chevrolet GMC?

Great question. Securing a competitive loan from Spruce Pine Chevrolet GMC takes only three easy steps. First up is to either apply online for pre-approval via our quick and convenient online credit application or call 828-765-4234. From here, one of our financing experts will connect with you to go over the details of your loan offers and ensure that you have everything you need to make a smart and informed decision.

After reviewing your proposed loan terms and consulting with our financial advisors and your trusted personal confidants (friends, family members, etc.), there is only one step left: Finalizing the perfect loan for you via a simple and respectful process. By following these three short steps, you can make the most of the best loan experience here in Spruce Pine.

What is involved in securing an auto loan in Spruce Pine NC?

The answer to this question includes a variety of factors, such as:

  • Your car's purchase price
  • Your trade in and equity position
  • If the vehicle you are purchasing is new or used
  • The length of your existing loan's life
  • Your current credit score
  • How much you are choosing to invest in a down payment

People from all around Spruce Pine come to purchase a clean car, truck, or SUV from our used car lot each and every day. Most loans prepared by our team are entirely unique, so the factors that will shape your bank loan will depend on your specific situation, desires, and needs.

Our expert financial professionals are happy to find and present lots of great offers to ensure that you are in complete control and that you are receiving the best deal possible on the loan you need. Our customers make great and informed decisions based on all of their available options thanks to a perfectly transparent process that we take seriously.

Who can I call at Spruce Pine Chevrolet GMC to get the financing process started?

Any of our amazing specialists will be more than happy to help you get the ball rolling on your dream car. All you have to do is dial 828-765-4234 when you have a few free moments and you'll soon see that getting approved for a car loan at Spruce Pine Chevrolet GMC is quick, easy, and convenient.

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Disclaimer:

*WE DO NOT HAVE A RETURN OR EXCHANGE POLICY. WE ARE UNABLE TO GUARANTEE EXTRA KEYS, BOOKS AND FLOOR MATS ALONG WITH ANY OTHER ACCESSORIES THAT VEHICLES HAVE COME WITH WHEN NEW. PLEASE CHECK WITH ONE OF OUR TEAM MEMBERS FOR SPECIFIC DETAILS IN THOSE REGARDS.

*Dealer Discount applied to everyone. All vehicle specifications, prices and equipment are subject to change without notice. See above for information on purchase financing and lease program expiration dates. Prices and payments (including the amount down payment) do not include tax, titles, tags, $899.00 documentation fee, emissions testing charges, or other fees required by law or lending organizations. The estimated payments may not include upfront finance charges that must be paid to be eligible for the purchase financing program used to estimate the APR and payments. Listed Annual Percentage Rates are provided for the selected purchase financing or lease programs available on the current date. Program expiration dates reflect currently announced program end dates, but these programs are subject to change at any time. Listed APR, down payment, payments, incentives and other terms are estimates for example purposes only. Information provided is based on very well-qualified buyers or lessees. The payment information provided here is not a commitment by any organization to provide credit, leases or other programs. Some customers may not qualify for listed programs. Your terms may vary. Lessor must approve lease. Credit approval required. Fuel efficiency actual rating will vary with options, driving conditions, habits and vehicle condition. All fuel efficiency estimates are supplied by the original manufacturer or other reliable sources. We have taken reasonable efforts to ensure display of accurate data; however, the information shown may contain errors and omissions, may not reflect all vehicle items and accessories, and errors with regard to pricing may occur. All displayed inventory is subject to prior sale and all prices expire at midnight on the date displayed. Dealer is not responsible for any errors but should be consulted in person to confirm the information on this page.

VEHICLES MAY BE SUBJECT TO UNREPAIRED MANUFACTURER RECALLS. PLEASE CONTACT THE MANUFACTURER OR A DEALER FOR THAT LINE MAKE FOR RECALL ASSISTANCE/QUESTIONS OR CHECK THE NATIONAL HIGHWAY TRAFFIC SAFETY ADMINISTRATION WEBSITE https://www.nhtsa.gov/recalls FOR CURRENT RECALL INFORMATION BEFORE PURCHASING. WE DO NOT HAVE A RETURN OR EXCHANGE POLICY. WE ARE UNABLE TO GUARANTEE EXTRA KEYS, BOOKS & FLOOR MATS ALONG WITH ANY OTHER ACCESSORIES THAT VEHICLES HAVE SOME WITH WHEN NEW. PLEASE CHECK WITH ONE OF OUR TEAM MEMBERS FOR SPECIFIC DETAILS IN THOSE REGARDS.

The Manufacturer’s Suggested Retail Price excludes tax, title, license, dealer fees and optional equipment. Dealer sets final price.

Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at 828-592-4459 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

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